You Can Now Earn SMAC Points with BDO Remit at SM Store
SMAC, the country’s premier loyalty program, and BDO Remit, BDO Unibank’s trusted remittance service, cemented a significant partnership to honor OFWs and provide them more value through their services.
Sealed in a formal contract signing last November 11 at the BDO Corporate Center in Ortigas, Pasig, the collaboration between the two is a meaningful step toward recognizing their dedication by transforming essential financial transactions into immediate, tangible rewards for their families.

The partnership ensures that the moment a family claims their ‘padala’ at the pickup points at SM Stores nationwide, they are simultaneously earning points that can fuel their next shopping trip or essential purchases within the SM ecosystem.
“This partnership is truly rewarding because it celebrates our members and the families of our hardworking OFWs. Our SMAC mission is simple: it’s really to reward our members. We want every transaction and every purchase at the SM Store and our partners to feel truly rewarding. SMAC is more than just a loyalty card; it’s a connection that recognizes the hard work of every Filipino,” said John Patrick Cua, SM Retail – Digital Advantage Corporation Chief Operating Officer.
“This partnership is a testament to our mutual commitment, shared vision, and the hard work invested by all partners. It is with great enthusiasm that we look forward to all the opportunities this alliance will bring,” said Jeffrey Ang, SM Retail, Inc. VP Treasury.
“Thank you to SMAC for allowing us to collaborate with you on Cash Pickup. In the future, we will also be enhancing and improving our Cash Pickup system—as we accommodate more remitters in the future,” said Genie T. Gloria, BDO SVP and Remittance Head.
How SMAC members can earn points with each remittance
As a result of this new collaboration, active SMAC members can now easily earn loyalty points during their cash pickup transaction:
● The Benefit: Members earn 1 SMAC Point for every P10,000 cash pickup transaction with BDO Remit.
● Where to Earn: Simply present your active SMAC, SMAC Start, or SMAC Prestige card when claiming your BDO Remit cash pickup at the Currency Exchange counter inside any SM Store nationwide. Starting December 1, 2025, the offer will be available at the Currency Exchange counter inside any SM Markets and WalterMart Supermarket.
This simple step ensures the hard work of the OFW is continually recognized, giving their families extra spending power for essentials such as must-haves from SM Store and groceries at SM Markets. For OFWs and their families, the answer is simple: kunin ang padala sa SM Store, earn SMAC points!
For full details on the partnership benefits and point crediting, please visit the official SMAC or BDO Remit websites.